Educational tool
Retirement estimate
Change the inputs to see an illustrated path. This is a teaching sketch, not a forecast of your results.
Live results
Illustrated path
Funding gap
- Projected savings
- $821,072
- Estimated retirement need
- $72,000
- Potential gap
- $39,157
The gap uses a widely cited 4% guideline on the projected balance ($32,843 / year). It is a teaching tool, not a safe-withdrawal guarantee.
Educational and illustrative only — not financial, investment, tax, or legal advice. Assumptions: 17 years of contributions, 5% average annual growth before retirement, no taxes or fees modeled. Inflation of 2.5% is a real-world factor not fully modeled here.
