Guide

A short educational retirement guide

Print it, save it, or bring it to your consultation. It will not tell you what to buy.

Hands beside a stack of retirement education booklets
  1. 1. Name the job of each dollar: spending, growth, or protection.
  2. 2. List what you already have, without sharing account numbers online.
  3. 3. Remember that traditional withdrawals are often taxable.
  4. 4. Treat IUL as life insurance with rules — not a market fund.
  5. 5. Ask about costs, caps, loans, and what happens if funding stops.
  6. 6. Decide whether a specialist conversation would help.

Educational use only. Not tax, legal, or investment advice.